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Benefits
Earn cash back with the Smith's Rewards World Elite Mastercard®.1
5% Cash back
on mobile wallet and Kroger Pay transactions2
Inside of our Stores
Outside of our Stores
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Earn a $100 statement credit when you spend $500 with your card in the first 90 days.3
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Earn Cash Back with every eligible net purchase.1
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Refer a Friend and earn 2,000 Rewards Points. Get Started!
Smith's Rewards World Elite Mastercard® benefits
Apply Now for the Smith's Rewards World Elite Mastercard®
Travel & Lifestyle Benefits
As a World Elite Mastercard® cardholder, gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
No Foreign Transaction Fees6 on purchases made when you travel abroad or shop online in another country.
Lowest Hotel Rate Guarantee7 if you book a qualifying prepaid hotel rate through Mastercard Travel & Lifestyle Service and you find the same exact hotel stay for less, Mastercard will refund the difference.
Complimentary professional travel services.8 You have access to a Lifestyle Manager that will help you plan your vacation - complimentary, at your convenience. Call, email or live chat with a Lifestyle Manager 24/7/365 to help with all your travel.
![Travel Assistance with your Smith's Rewards World Elite Mastercard®](/credit/mc_smiths/images/credit-card-travel-benefit.jpg)
Emergency Benefits
Mastercard Global Service™. Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. Mastercard Global Services helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.
Zero fraud liability.9 Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.
Enhanced Security
Mastercard ID Theft Protection™10
Mastercard ID Theft Protection (IDT) provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year. You must enroll at: https://mastercardus.idprotectiononline.com.
![Purchasing Power of your Smith's Rewards World Elite Mastercard®](/credit/mc_smiths/images/cash-machine.jpg)
Everyone wins with Friends
Earn even more when you share with your friends. Get bonus Rewards Points for yourself when you refer your Friends.
What you get
Earn an additional 2,000 Rewards Points for every Friend you refer who applies, is approved and makes a first purchase. No limits on the number of friends, so invite everyone.11
What your friend gets
Will earn a $50 statement credit once approved and makes their first purchase.12
California Privacy Center
We use technologies, such as cookies, that gather information on our website. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. The use of technologies, such as cookies, constitutes a 'share' or 'sale' of personal information under the California Privacy Rights Act. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on "Opt-out" below or by broadcasting the global privacy control signal.
Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking "Learn more" below.
We were unable to retrieve your Refer a Friend Referral Code which is needed to submit a referral. Please try again and ensure that your first name, last name and last 4 digits match what is on your credit card. If you receive this error again you can contact Cardmember Services and they can assist by calling 844-742-5810
U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
©2024 U.S. Bank National Association. All rights reserved.
Account must be open and in good standing to earn and redeem rewards and benefits. Subject to credit approval. If approved, please refer to the Cardmember Agreement included with your card at the time of opening.